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Failed Payment Recovery for Subscription Businesses
For subscription companies searching for a failed payment recovery solution to grow revenue, and retain customers.
FlexPay’s innovative platform uses multiple technologies to achieve the highest number of retained customers, resulting in reduced involuntary churn, longer life span after recovery, and higher revenue. Leading brands like LegalZoom, Hooked on Phonics, and ClinicSense trust FlexPay to recover failed payments, reduce churn, and increase customer lifetime value.
...Besides from XOR'ing the message with password after every encryption the key changes pseudorandomly.
The password you provide is hashed ( SHA256 ) and saved into the encrypted file to check if the password provided is correct.This algorithm has limitations in general more the numbers of relative characters in the password to plaintext more secure will be the encryption.
XOR encrypt has a 3.5 of 5 editors rating from softpedia
http://www.softpedia.com/get/Security/Encrypting/XOR-Encrypt.shtml
Flash/PHP adaptation of the XTEA encryption algorithm. Allows encryption/decryption of sensitive data using 128-bit key. May be used for network data (HTTP) or offline for implementations like secure CD-ROM projects.